Real Estate
7 toolsWhat you can afford, what the deposit really is, and whether the rent or the appreciation pays.
Whether you can afford a property, what the deposit really comes to once registration and stamp duty are included, and whether renting or buying wins over the period you intend to stay.
The rent-versus-buy answer turns almost entirely on how long you stay. Buying costs a great deal on the way in and again on the way out, and over a short horizon those transaction costs dominate every other number in the comparison.
Home Loan Calculator
EMI, total interest, the full repayment schedule, and what paying extra each month or year would save.
Home Affordability Calculator
Find the property price your income and savings actually support.
Rent vs Buy Calculator
Compare renting against buying on net worth, not just on whether the EMI matches the rent.
Down Payment Calculator
The cash you need upfront, and what saving for it takes each month.
Rental Yield Calculator
What a rental property really returns after vacancy, costs and the EMI.
Property Appreciation Calculator
Project a property's value, then strip out costs and inflation to find the real return.
Home Loan Prepayment Calculator
What prepaying a home loan saves in interest, and how many years it removes.
How these tools work
Every one of these 7 tools runs entirely in your browser. There is no account to create, no file to upload and no daily limit, because the work happens on your own device rather than on a server — which also means there is nothing for us to log, cache or leak. Most of them keep working with the network off once the page has loaded.
Not finding what you need? Press ⌘K to search all 223 tools, or browse the other categories.